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Below, you'll find research, articles, and recommendations relating to finance, financial literacy, and economic education.

Building an Effective Financial Literacy Program

This curriculum guide is intended to assist school districts in determining the best way to develop a comprehensive K-12 financial literacy program for their students.

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Wisconsin Department of Public Instruction

The Effects of State Mandated Financial Education on College Financing Behaviors

A study on positive effects.

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National Endowment for Financial Education

Improving the Financial Literacy and Practices of Youth

This column presents statistics on the financial literacy and practices of youths.

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Children & Schools

A Guide for Policy Makers

This is a resource guide that provides policymakers insights and tools for implementing financial education in K-12 schools.

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Consumer Financial Protection Bureau

Hands-On Learning to Build Financial Habits

Created by the Financial Literacy and Education Commission to provide information and resources on youth saving programs for schools, banks, and nonprofits.

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US Department of Treasury

Investing in Dreams

If you need help designing a Children's Savings Account program at your institution, this guide is interactive and a great resource to assist in your endeavor.

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Prosperity Now

Building Blocks to Help Youth Achieve Financial Capability

The CFPB offers detailed information on how to support the development of financial literacy in adults.

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Consumer Financial Protection Bureau

National Standards for Financial Literacy

Provides a framework for k-12 personal finance education.

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The Council for Economic Education

Annual Report to Congress

This report serves as the Financial Literacy and Education Commission’s (FLEC) Strategy for Assuring Financial Empowerment (SAFE) report for FY 2020.

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US Financial Literacy & Education Commission

Financial Literacy Around the World

Insights from the Standard & Poor’s Ratings Services Global Financial Literacy Survey.

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International Bank for Reconstruction and Development

Career, Financial Literacy Skills Key to Students' Futures

Are the nation's students being adequately prepared for their futures beyond their K-12 education?

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Gallup

Recommendations for Improving Youth FinLit Education

Provides high-quality research on financial literacy education and offers recommendations on program implementation.

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Brookings Instituition

A Review of Financial-Literacy Education Programs

This 2018 article focuses on the effectiveness of schools' financial literacy education programs.

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Citizenship, Social, and Economics Education

Youth Financial Literacy

This article provides a comprehensive review of the literature on financial literacy education and offer considerations and effective delivery method practices.

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Journal of Family and Economic Issues

Statutory Requirements for Opening Bank Accounts for Minors by State

Provides relevant state laws on bank accounts for minors.

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Conference of State Bank Supervisors

Bringing Financial Education to Students

This article offers insight into the operation of school-based bank savings programs and some considerations for banks looking to partner with these programs.

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Office of the Comptroller of the Currency

Household Use of Banking and Financial Services

This site provides the results of the biennially FDIC 2019 survey on household banking, accompanied with an interactive map.

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Federal Deposit Insurance Corporation

Financial Ed & Account Access

This full report provides the results of the US Treasury Department's two-year pilot program in two elementary schools. The pilot program evaluated the schools financial education and financial attitudes.

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US Department of Treasury

National Standards in K-12 Personal Finance

Delineates the personal finance knowledge and ability that young people should acquire in k-12 to emerge as independent adult consumers.

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Jump$tart Coalition for Personal Financial Literacy

Financial Literacy Education and Paying for College

This official blog from the US Department of Education covers an understanding personal finance topics such as savings, loans, and investments.

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US Department of Education

The Nation's Report Card on Financial Literacy

The Nation's Report Card grades each state in the United States, and the District of Columbia and Puerto Rico, in terms of K-12 financial education.

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The American Public Education Foundation

Do you teach financial literacy or are you looking to incorporate it into your lessons? Below you'll find professional development resources as well as information on how to invest & save for retirement.

Do you teach financial literacy or are you looking to incorporate it into your lessons? Below you'll find professional development resources as well as information on how to invest & save for retirement.

Top of Page

Articles and Manuals

Below, you'll find research, articles, and recommendations relating to finance, financial literacy, and economic education.